Top 10 Best Passive Income Apps For Your Smartphone

In today’s fast-paced world, everyone is looking for new ways to earn extra money. One of the best ways to earn money online is through passive income apps that can provide a steady flow of income without requiring much effort on your part. 

In this article, we will be discussing the top 10 best passive income apps for your smartphone that can allow you to earn an additional income without disrupting your daily routine.


Acorns is a great way to get involved with investing, even if you’ve only got spare change! This micro-investing app rounds up your purchases and puts the difference into an expertly crafted portfolio of stocks and bonds, thus generating passive income as you make your purchases.

The app provides a range of custom portfolio options to match different levels of risk tolerance, from conservative to aggressive. Whether you’re saving for retirement or seeking additional income streams in the stock market, this app is designed with your success in mind! Get personalized investment advice and educational resources that will empower you to make sound decisions – allowing your wealth to blossom over time as you reap passive profits.


Swagbucks has taken the rewards game by storm! With over 20 million users, it’s quickly becoming one of the most popular and reputable apps. Put your extra time to use – you can earn points just for taking surveys or watching videos on various topics.

The time you invest in these tasks can later be exchanged for various gift cards or a simple deposit straight to your PayPal account. Since the Swagbucks app is available on both Android and iOS devices, you can earn anytime and anywhere whenever you have a few minutes to spare.


With Ibotta, make your shopping experience even more rewarding. Browse the app to discover thousands of products at participating stores and online retailers. You’ll earn cashback when you shop through the platform- simply add offers before checkout, then upload a photo of your receipt afterward. Plus, share with friends for bonus rewards while reaching special goals like making multiple purchases in specific timeframes!

The forms of cashback that are offered on Ibotta are either percentage-based or flat-rate. To make things easier, you can use a feature called “Pay with Ibotta.” With it you can link your credit/debit card to the app and earn cashback for in-store purchases too. Accumulated cashback can be redeemed via PayPal or various gift cards. All in all, Ibotta opens up an opportunity to earn passively as you are doing your shopping.


Rakuten, formerly Ebates, is a cashback app with rewards for shopping online at over 2500 partnered retailers. Easily earn money back from big names like Amazon, Target, and Walmart just by logging in to your account and making purchases you would do anyway.

This service pays out your accumulated cashback each quarter in the form of a check or direct deposit to PayPal. Although it may seem inconvenient that there is no freedom in choosing when to receive your rewards, the fact that you can earn passively by buying groceries easily overpowers this tiny disadvantage.


Honeygain is a passive income app that allows you to earn just by running the application on your smartphone. As the app works quietly in the background, it shares your unused internet bandwidth with its clients. This bandwidth is used for purposes such as price aggregation and ad verification. You, in turn, get rewarded for it.

10 MB of shared traffic is worth 3 credits, and 1000 credits are worth $1. Once you share enough bandwidth to accumulate $20 worth of credits, you can request a payout to your PayPal account or your crypto wallet. As far as the crypto option goes, you will receive the payout in JumpTokens (JMPT), a cryptocurrency created by JumpTask (a get-paid-to website similar to Swagbucks) and a partner of Honeygain.


Dosh is another app in the ever-growing market of cashback services. What makes it different is the ease of use. There is no need to take pictures of receipts or do anything similar to receive the cashback. All you have to do is link your credit or debit card to the app, and the portion of your purchase will come back to you straight away.

Besides having a vast range of retailers under its belt, Dosh also offers cashback on various travel agencies, restaurants, gas stations, and so on. This means you can make some passive income while planning your trip or enjoying a fancy meal. It should be noted that since linking of your credit/debit card is required, Dosh is not an app catered for cash users.


Airbnb provides a unique way of earning passive income – by turning your extra space into an accommodation destination! Create a listing and set the rate, then relax while you start accepting bookings. With extensive management tools like calendars to track availability, messaging systems for guests and ratings that build up trust as a host – this is an ideal opportunity to unlock new revenue streams from an idle property in no time at all.

If you are concerned about the safety of it all, Airbnb provides hosts with comprehensive coverage to protect their property – up to $1 million in damage protection and liability insurance. By offering extra services or becoming a Superhost, you can increase your revenue potential

Google Opinion Rewards

Make your opinion count with Google Opinion Rewards. Easily earn extra funds anonymously in exchange for a few minutes of your time answering surveys about what you like and don’t like. Receive credit to use on the Play Store, then get creative – buy music downloads, apps for gaming or productivity, rent movies and TV shows, and even eBooks.

Google Opinion Rewards sends you notifications when new surveys are available, and you can also check for available surveys in the app. The amount of credit you earn for each survey varies depending on the length and complexity of the survey. The credits earned do have an expiration date of one year.


Get active and get rewarded with Sweatcoin. This fitness and passive income app uses your smartphone’s GPS to track each of your steps, converting them into a digital currency that you can use in the expansive marketplace. Compete against others by taking part in challenges and contests while earning more Sweatcoins every time you walk or run – motivating both body and wallet.

Sweatcoin has partnerships with various companies, including Amazon, PayPal, and Nike, that allow you to use your Sweatcoins to purchase products and services from their stores. Sweatcoin also offers various ways to earn bonus Sweatcoins, such as by inviting friends to join the app or by upgrading to a premium membership.


Slidejoy is a revolutionary app that puts money in your pocket with just one swipe. After downloading, users can turn their lock screens into an earning opportunity. Swipe left to learn more about the featured ad or right for easy access – no extra effort is required. Carats are awarded based on engagement and these digital currency tokens can be cashed out through PayPal or donated directly to charity – effortlessly transforming those unproductive moments of wait time into tangible rewards.

Earning some extra money does not have to take effort. As you can see, it is entirely possible to make a profit completely passively while engaged in your day-to-day activities. Whether you are interested in investing or renting out your property, there is an app for you. Pick the ones that suit you best and be on your way to the land of passive income!

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