Best FREE Virtual Credit Card will be described in this article. Providers of virtual cards assist you in obtaining electronic credit or debit cards rather than traditional plastic cards. They make it possible for you to shop online without entering your actual credit card number. These cards include automatic limit management and fraud protection. The list of top virtual card/debit services, together with their most popular features and website connections, is provided below. Both open source (free) and proprietary (paid) applications are included in the list.
Top 13 Best FREE Virtual Credit Card/Debit Cards In USA
In this article, you can know about FREE Virtual Credit Card here are the details below;
1. Ramp
Unlimited virtual and physical cards, automatic controls and approvals, and clever accounting connections are all features offered by Ramp. The cards offer a flat 1.5% reward rate forever. Ramp offers distinctive features like automatic HRIS sync, receipt capture, and bill payment that help you organise your finances. It has direct integrations with Sage Intacct, Xero, NetSuite, and QBO. You may manage your spending using Ramp before it happens.
Features:
- There are no guarantees or personal credit checks.
- It offers transaction-level limitations as well as recurring limits.
- Support with Apple and Google Pay
- 95 percent of administrative jobs can be automated.
- Provides FX Attractive 1.5% reward on all of your purchases for foreign reimbursements.
- Consolidate and automate manual payments with ease.
- It offers real-time reporting and insights for all business spending on a single dashboard.
It provides industry-leading customer service and automates mundane processes like collecting receipts and paying expenses.
2. Wise
After completing a payment, you can freeze your virtual card using the Wise web programme. You can employ it to complete secure online purchases.
Features:
- Accessible for personal or professional use.
- Enables you to safely buy things online.
- AES-256 encryption is available.
- Support for Chrome, Firefox, Safari, and Microsoft Edge browser add-ons
- 30+ countries, including the USA, Canada, Brazil, Bulgaria, Croatia, Cyprus, and Singapore, are included.
- Debit card, Apple Pay, Google Pay, PayPal, Stripe, and other loading options are available.
- Make three virtual cards at once.
- 1% rebate on your purchases is provided.
- Offers single-use cards, spend limits, and card freezing when necessary
- It offers telephone customer service.
- USD and INR are supported currencies.
- Platforms Supported: Windows, Mac, and Linux
3. US Unlocked
Using our virtual payment cards with U.S. billing and shipping addresses, US Unlocked will enable you to shop U.S. websites from anywhere in the globe. Anyone looking to acquire a US subscription, such as US Netflix, Hulu, Disney+, etc., will appreciate this payment option.
Features:
- The business offers two different kinds of cards: a single-use card that can only be used once, and a merchant-specific card that locks to a certain merchant after a transaction.
- Depending on your country, you can fill your account using 14 new load methods, including local bank transfers, sofort, boleto, and yandex.
- The provision of 128-bit encryption
- Support for Edge’s browser add-ons
- Available in more than 180 nations, including Australia, Singapore, the Philippines, the United States, and India.
- Bank transfers, Deposito Identificado, Sofort, DirectPayEU, eps, giropay, Teleingreso, and Verkkopankk are a few examples of loading methods.
- $10 in shipping credit is given for your purchases.
- Provides charge limits, merchant locks, and expenditure limits
- It offers email, phone, chat, and contact form customer service.
- USD is a supported currency.
- Mac, iOS, and Android platforms are all supported.
4. Privacy
When you shop online, Privacy’s virtual credit card service can assist you keep your money safe. One of the most amazing virtual credit cards available, it has a special card number that only functions for the specific merchant. You can withdraw your subscription with only one mouse click thanks to this company.
Features:
- You can get immediate email notifications when transactions happen.
- After the initial use, the card automatically closes.
- If the card number is revealed, your card is become useless.
- Allows 2FA encryption
- Support for Firefox and Google Chrome browser add-ons
- Available in the US
- Privacy Personal’s (free plan) Create 12 Cards each month
- 1% rebate on your purchases is provided.
- Offers Spend limit, single-use cards, merchant locked, and freeze card when necessary
- It offers client service at support.privacy.com
- USD is a supported currency.
- Platforms Supported: Web, iOS, and Android
5. IronVest
With the use of IronVest, a VCC provider, you can keep cyberterrorists out of your bank transactions, payments, private information, and passwords. You can check out using a phone, browser, or tablet. Fifth-placed IronVest IronVest 4.6 Currencies USD is a support. This is another FREE Virtual Credit Card. Also check HubPages Alternatives
Features:
- For each purchase, IronVest can generate a brand-new credit card number.
- All devices can securely sync with it.
- This service can obstruct covert trackers, prohibit secret data collection, and more.
- The online form can be achieved in a single tap.
- It is able to encrypt passwords.
- Offers 256-bit AES encryption.
- Support for Chrome, Firefox, Opera, and Edge browser add-ons
- Available in over 20 nations, including the US and the UK.
- ACH, debit card, and credit card loading options
- 1% rebate on your purchases is provided.
- Includes support for Discover, Maestro, American Express, VISA, and MasterCard credit cards
- Offers a spend cap and a charge cap.
- Customer service is offered by email and live chat.
- USD is a supported currency.
6. Airtm
A programme called Airtm enables you to pay with a virtual card. It enables you to send money using a real exchange rate over the internet. You can fund your digital card using dollars on this website. This is another FREE Virtual Credit Card.
Features:
- There is no necessity for you to maintain minimum balances.
- Allows you to buy things online in any currency.
- It provides reloadable cards for cryptocurrency.
- Provides access to more than 800 banks for adding money.
- Allows 2FA encryption
- Support for Chrome, Firefox, Microsoft Edge, and Safari browser add-ons
- Available in more than 190 nations
- PayPal and debit card loading options
- Make five live virtual cards.
- 1% rebate on your purchases is provided.
- Supports Visa, MasterCard, & American Express credit cards
- Offers a spend cap and a charge cap.
- Customer service is offered through Ticket and Chat.
- Currency supported: USD, ARS, VES, COP, and INR
- Platforms Supported: Windows and Android
7. Advcash
Advcash is a virtual service provider that makes it simple for you to shop online. You can send money to currently active Visa cards, email addresses, and other users. This is another FREE Virtual Credit Card.
Features:
- Any currency may be withdrawn from an ATM.
- You can view transactions on this site with just one or two mouse clicks.
- You are able to add various currencies to a single account.
- This platform executes hassle-free, rapid exchange operations.
- Offers SSL encryption and 2FA
- Support for Chrome, Firefox, and Safari browser add-ons
- Accessible in more than 150 nations
- Using cards and p2p transfers as loading methods
- Supports Mastercard and VISA credit cards
- Offers a spend cap and a charge cap.
- It offers telephone, email, and contact form customer service.
- USD, EUR, GBP, RUB, BRL, TRY, UAH, KZT, and VND are supported currencies.
- Windows is a supported platform.
8. Divvy
A virtual card that may be used to make online purchases is provided by Divvy. Your transactions could be made using a 16-digit card number. With this online debit card provider, you can place a cap on each virtual card. This is another FREE Virtual Credit Card.
Features:
- The merchant lockout feature and forced card expiration dates are offered by this virtual credit card service online.
- It offers defence against the data leak.
- Virtual cards can be freed or deleted.
- Divvy assists you in selecting the desired card amount, and your budget’s money are then loaded onto the card.
- Cards can be used anywhere.
- Provides MFA, SOC2, and AES 256 encryption.
- Support for Firefox, Safari, and Google Chrome browser add-ons
- Available in the US
- PayPal, Venmo, Zelle, and other P2P loading methods
- Make several cards
- 1% rebate on your purchases is provided.
- Supports Visa and Virtual credit cards
- Offers Spend limit, single-use cards, merchant locked, and freeze card when necessary
- It offers telephone and email customer care.
- USD is a supported currency.
- Supported Platforms: iOS, Android, Windows, and Mac
9. American Express Go
An expense option that is simple to use is provided by American Express Go, a virtual US credit card issuer. Your freelancers, contractors, and recruiters may pay you from their mobile devices more quickly and conveniently thanks to this solution. Also check Nagios Alternatives
Features:
- Your virtual card is simple to produce.
- You can preserve track of all the dealings with its assistance.
- You can regulate your spending thanks to this service.
- Funds can be added by your organization’s personnel.
- Enables 2FA and AES 256-bit encryption
- Support for Firefox, Safari, and Google Chrome browser add-ons
- Accessible in over 20 nations, including the US, Canada, the UK, New Zealand, and India
- Methods of loading such as PayPal and Credit Card
- 1% rebate on your purchases is provided.
- Supports debit cards from Delta as well as credit cards from Visa, Switch, Solo, Maestro, Mastercard, and Electron
- Offers charge limits, single-use cards, spend limits, and card freezing when necessary
- It offers telephone customer service.
- The following currencies are accepted: USD, TRY, CAD, SAR, KRW, AUD, BDT, INR, NGN, BSD, PEN, and more.
- Platforms supported include Windows, Linux, iOS, and Android.
10. Netspend
A virtual prepaid card service is offered by Netspend. It enables you to create customised cards with a distinct graphic and photo. Transaction changes are transmitted through text message by this card service provider. This is another FREE Virtual Credit Card.
Features:
- You are able to review your card account balance anywhere, at any time, using this temporary credit card service.
- You can easily generate a temporary card number.
- Even if someone else uses your card, it is protected by this fast virtual debit card supplier.
- Cards from Netspend can be used everywhere in the nation.
- Offers MFA and SSL encryption
- Support for browser add-ons for Safari, Microsoft Edge, Mozilla Firefox, and Google Chrome
- Available in over 100 nations, including the US
- Methods of loading such as PayPal and Credit Card
- Make 6 virtual playing cards.
- Supports debit cards and credit cards such as Visa and Mastercard
- Offers Limit on charges, Spend limit, Merchant locked, and Card Freeze when necessary
- It offers telephone and email customer care.
- USD is a supported currency.
- Platforms Supported: Windows, iOS, and Android
11. Bento
Bento is a virtual card provider that gives a simple solution to control the expenditures and expenses of your company. You can create and allocate a virtual card for your account with the aid of this service. This is another FREE Virtual Credit Card.
Features:
- Your account contains securely saved card information.
- You may manage both virtual and actual cards with its assistance.
- Once issued, a virtual card can be used right away.
- Authorised people can access the card.
- In comparison to a typical physical card, it provides security and speed.
- Provides 2FA and 256-bit SSL encryption
- Support for Chrome, Firefox, and Safari browser add-ons
- Accessible in more than 200 nations
- Using credit card, debit card, & PayPal as payment options
- Create two cards a year for a fee.
- 1% rebate on your purchases is provided.
- Includes support for Mastercard, Maestro, Visa, American Express, and Discover credit cards
- Offers charge limits, single-use cards, spend limits, and card freezing when necessary
- It provides telephone and contact form customer service.
- USD is a supported currency.
12. ePayService
A business called ePayService makes it possible for you to make a secure online payment. It is one of the foremost providers of virtual credit cards that enables you to manage your card-based online purchases. Also check Ansible Alternatives
Features:
- Your virtual card will be distributed immediately.
- USD, GBP, and EUR are supported by the company.
- It can safeguard the information on your free debit card number.
- Using various settings, this virtual credit card allows you to personalise your online purchases.
- 3500 USD is the maximum buying amount.
- There are no ongoing monthly or per-purchase costs.
- Provides 256-bit SSL encryption and 2FA
- Support free instant virtual debit card services and browser extensions for Chrome, Firefox, and Safari.
- Most of the European Union’s member states, including Austria, Cyprus, the Netherlands, Spain, Belgium, Estonia, Slovenia, Finland, Germany, Greece, Ireland, Italy, and others, are accessible.
- Adding funds using debit cards and bank transfers
- Make three live virtual cards.
- Supports Mastercard and VISA credit cards
- Offers Card freezing when necessary, spend cap, and charge cap
- It offers chat, email, and phone customer assistance.
- USD, INR, and EUR are supported currencies.
13. Emburse
A startup called Emburse provides both digital and actual credit cards. It has authorization and approval based on role. By confirming the identity of each transaction’s party, this business protects itself from fraud. This is another FREE Virtual Credit Card.
Features:
- It provides reports and real-time information.
- A mobile receipt is provided by Emburse.
- Both Apple Wallet and Android Pay are supported.
- Expenses can be automatically categorised by the application.
- It aids in managing your purchase.
- Provides 256-bit SSL encryption and 2FA
- Support for Chrome, Firefox, and Safari browser add-ons
- Accessible in around 120 nations
- PayPal, Credit Cards, Apple Pay, and Bank Transfer are a few examples of loading ways.
- 1% rebate on your purchases is provided.
- Sponsors Visa, MasterCard, & American Express credit cards
- Provides charge limits, single-use cards, and spend limits.
- It offers telephone, email, and contact form customer service.
- 183+ different currencies are accepted.
- Windows is a supported platform.
FAQ
- What exactly are Virtual Cards?
- Which Virtual Credit Cards in the US are the best?
- Can you use the virtual card only once?
- Can a virtual card’s maximum transaction amount be restricted?
- Can a virtual Visa card be used in-store?
- Is it possible to transfer reserves from a virtual card?
- How Do Virtual Credit Card Works?
- How to get a virtual credit card?
- Which are the Most suitable Virtual Credit Card/Debit Cards in USA?